WE BELIEVE IN THE VALUE OF A STRATEGIC AND EXPANDED GLOBAL ASSET ALLOCATION BUILT ON THE EFFICIENT FRONTIER. WE OFFER MULTIPLE LAYERS OF MANAGEMENT WITHIN THIS CONTEXT
The Altitude Core strategies utilize highly rated active managers and a small mix of individual equities and/or specialized ETFs. This strategy is used to create strong risk-adjusted returns over rolling time periods and allows highly rated active managers the flexibility to provide an increase in alpha, and/or a decrease in beta over time. In the core models, institutional share classes of funds are used to provide cost savings to investors, versus investing in retail share classes.
The Altitude SA strategies offer a similar allocation philosophy to our core models in a condensed version for accounts under $100,000 in size. Efficiently built using a combination of Mutual Funds and Exchange Traded Funds, these models pare down the investment holdings to accommodate the smaller account size, without sacrificing a globally diversified and robust allocation. As with our Core models, the SA strategies utilize institutional share classes of funds to provide cost savings for investors, versus investing in retail share classes.
The Altitude ETF strategies are similar to the Core and SA strategies from the perspective of being globally diversified and efficiently built but utilize Exchange Traded Funds or ETFs exclusively, instead of active Mutual Funds. This strategy provides investors with a lower overall cost and a more tax-efficient structure in taxable investment accounts. Our ETF models are for those that believe it is tough for active managers to consistently outperform their index, and/or investors who are more concerned about fees than potential risk-adjusted out-performance. BlackRock I-Shares make up the core of these portfolios due to their high ratings according to Morningstar, low fee structure, and general positive statistics related to tracking errors.
The Altitude MF strategies offer a similar robust and globally diversified asset allocation philosophy to our core models but only utilize Institutional Mutual Funds inside the strategies. This is to accommodate any representative that isn’t licensed to manage individual equity or ETF positions in their client portfolios without sacrificing the principles of an efficiently built and broadly diversified asset allocation. In the MF models, institutional share classes of funds are used to provide cost savings to investors, versus investing in retail share classes.
